Faster, Cheaper, Green Money


The digital asset XRP is a truly global currency—ideally suited to enable today’s growing digital economy.

As an optimal medium of exchange, XRP and the XRP Ledger on which it operates help to move money around the world faster, cheaper and more sustainably than any other currency available today.

It was designed this way, and it’s proving its impact in global payments and beyond.

How Green Is Your Currency?
Global Payments

Creating Economic Opportunity

For the more than 272 million migrants worldwide, sending and receiving money across borders is expensive, unreliable and complex.

XRP and the XRP Ledger are changing that.

The technology has been adopted by financial institutions around the world. They use it to source liquidity for international transactions, and because of the unprecedented efficiency it offers, they’re able to both bring down costs and improve services.

This means hundreds of millions of people worldwide who need to move money safely and securely across borders can do so more affordably and reliably than ever before.

Future of Finance

*NUS Research on Blockchain Adoption and Sustainability

Building for the Future

Digital assets and blockchain technology are the future of finance. Open and decentralized, they offer the first-ever global standards for value exchange broadly—whether it’s money, stocks, loyalty points, intellectual property or more.

This has spawned increasing adoption of the technology across the financial services industry, from retail and institutional investment to commercial use cases like cross-border payments.

With usage growing, it’s critical that measures are taken today to ensure that the technology is environmentally sustainable tomorrow.

Digital Assets

Are All Digital Assets Alike?

Each digital asset has different strengths that make it ideal for various use cases today.

Bitcoin is recognized broadly as a store of value and ether (ETH) for use in smart contracts.

XRP is optimal for transacting—it’s fast, cheap, scalable and energy-efficient. It was designed for use in global payments.

And, the same characteristics that make it ideal for payments mean it’s also better for our environment. XRP is green by nature.

Future of Finance

What Makes XRP and the XRP Ledger Green?

Most currency today—whether digital or physical—is not environmentally friendly. The potential long-term impact on our planet could hold startling consequences.

The digital asset XRP was designed with sustainability in mind. The XRP Ledger processes transactions through a unique “consensus” mechanism that consumes negligible energy and all XRP currency is already in circulation. It is the first major blockchain network to be fully carbon neutral.

Other digital assets, like Bitcoin, rely on a different mechanism to both validate transactions and create new coins. This “proof-of-work” algorithm requires “mining.” Mining is an incredibly energy-intensive process for validating transactions that consumes more energy in a year than entire countries.

Cash also leaves a substantial carbon footprint, and the environmental impact goes beyond energy consumption—eutrophication (due to waste), photochemical ozone creation, greenhouse gas emissions and more factor into the equation.

Adopting XRP more broadly will help limit this waste and ensure a sustainable future for our planet and global economy.

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