Payments
Payments Suite
Helping fintechs and payment providers move money fast, globally, and at low cost - all through simple APIs.
Why Choose XRPL Payments Suite for Your Payment Rails?
Enable Cross-Border Stablecoin Payments
- RLUSD and USDC support
- Easily receive, store, convert, issue and send stablecoins
Access Reliable Payments Infrastructure
- 99.99% uptime since 2012
- Over $1.7T+ in value transferred
Move Money Efficiently
- Transactions settle in 3-5 seconds
- Fractions of a cent per transaction
Enterprise-Grade Stablecoins, Issued Natively on XRPL
RLUSD, Ripple's enterprise-grade stablecoin, is live on XRPL and fully backed by USD deposits.
USDC, issued by Circle, is the world's largest regulated dollar stablecoin and now live on XRPL.
USDB, by Braza Group, is a USD-pegged stablecoin backed by U.S. and Brazilian bonds.
EURØP, issued by Schuman Financial, is the first MiCA-compliant euro stablecoin on XRPL.
XSGD, from StraitsX, is a Singapore Dollar-backed stablecoin regulated by MAS (Monetary Authority of Singapore).
AUDD, an Australian dollar stablecoin, is live on XRPL and backed 1:1 with AUD.
Unlock New Business Models with Embedded Payments
XRPL Payments supports modern fintech use cases with plug-and-play APIs or partner-led deployments.
Digital Wallets
Offer fast, low-fee stablecoin payments between users and applications.
Cross-Border Remittance
Use secure payment channels and the most optimal liquidity pathways for global remittances with RLUSD.
Regulated Foreign Exchange
Tap into a set of fiat-backed stablecoins, instantaneous swaps for efficient Foreign Exchange.
Merchant Settlement
Settle daily payments across assets using escrow or checks with compliance-focused features.
B2B Payment Rails
Build programmable payment flows with conditions and real-time data feeds.
Compliance-First Payment Acceptance
Add Deposit Authorization and whitelisting to comply with AML and KYC workflows.
Payments Solution, Battle-Tested by Industry Leaders
CoinPayments uses XRPL's fast and low-cost payment rails to enable merchants to accept digital assets globally with near-instant settlement and minimal transaction fees.
Ripple Payments enables crypto companies, payment service providers and fintech to facilitate real-time cross-border payments using stablecoins, digital assets and local currencies — with XRPL as a foundational transaction layer.
FriiPay connects XRPL-based crypto wallets to point-of-sale terminals, allowing customers to pay with RLUSD or XRP while helping merchants save costs on card processing fees.
Flexible Integration: DIY or Partner-Led
Build It Yourself
Ideal for seasoned teams with crypto experience
Developer Spotlight
Are you building a peer-to-peer payments solution, integrating stablecoins, or exploring RLUSD on the XRP Ledger?
Learn & Stay Updated
Stay ahead of the curve with the latest developments in XRPL Payments by joining the Developer Discord and signing up for the XRPL Community Newsletter.