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Introducing XRP Ledger version 3.1.0

Version 3.1.0 of rippled, the reference server implementation of the XRP Ledger protocol, is now available. This release introduces Single Asset Vaults, the Lending Protocol, and bug fixes.

Action Required

If you run an XRP Ledger server, upgrade to version 3.1.0 as soon as possible to ensure service continuity.

Install / Upgrade

On supported platforms, see the instructions on installing or updating rippled.

PackageSHA-256
RPM for Red Hat / CentOS (x86-64)8ac8c529718566e6ebef3cb177d170fda1efc81ee08c4ea99d7e8fa3db0a2c70
DEB for Ubuntu / Debian (x86-64)58574a2299db2edf567e09efa25504677cdc66e4fa26f8a84322ab05f3a02996

For other platforms, please build from source. The most recent commit in the git log should be the change setting the version:

commit d325f20c76fa798d0286d25e80b126ec0a2ee679
Author: Ed Hennis <[email protected]>
Date:   Tue Jan 27 21:13:06 2026 -0400

    Set version to 3.1.0 (#6284)

Full Changelog

Amendments

  • SingleAssetVault: Adds vaults, which pool a single asset for use with the Lending Protocol. (#5632)
  • LendingProtocol: Adds the ability to create loans on the XRP Ledger. Loan brokers can create fixed-term, uncollateralized loans using the pooled funds from a Single Asset Vault. The protocol is highly configurable, enabling loan brokers to tune risk appetite, depostitor protections, and economic incentives. (#5632)
  • fixBatchInnerSigs: Fixes an issue where inner transactions of a Batch transaction would be flagged as having valid signatures. Inner transactions never have valid signatures. (#6069)

Bug Fixes

  • Expand Number to support full integer range. (#6192)
  • Fix: Reorder Batch Preflight Errors. (#6176)
  • Fix dependencies so clio can use libxrpl. (#6251)
  • Fix: Remove DEFAULT fields that change to the default in associateAsset (was Add Vault creation tests for showing valid range for AssetsMaximum). (#6259)

Credits

The following RippleX teams and GitHub users contributed to this release:

  • RippleX Engineering
  • RippleX Docs
  • RippleX Product
  • @dangell7

Bug Bounties and Responsible Disclosures

We welcome reviews of the rippled code and urge researchers to responsibly disclose any issues they may find.

To report a bug, please send a detailed report to: [email protected]