The XRP Ledger supports point-to-point XRP payments alongside other, more specialized payment types.
- Direct XRP Payments
Direct XRP payments are the simplest way to send value in the XRP Ledger.
- Cross-Currency Payments
Cross-currency payments atomically deliver a different currency than they send by converting through paths and order books.
Checks let users create deferred payments that can be canceled or cashed by the intended recipients.
Escrows set aside XRP and deliver it later when certain conditions are met. Escrows can depend on time limits, cryptographic conditions, or both.
- Partial Payments
Partial payments subtract fees from the amount sent, delivering a flexible amount. Partial payments are useful for returning unwanted payments without incurring additional costs.
- Payment Channels
Payment Channels enable fast, asynchronous XRP payments that can be divided into very small increments and settled later.